What is SmartPlan?

SmartPlan provides you with an alternative tax efficient business leasing option; enabling you to stay up to date with the latest technology, whilst spreading the cost and keeping your cashflow available for when you need it.

Who is SmartPlan for?

  • New and start-up businesses
  • Sole traders
  • Limited companies
  • Partnerships
  • Small businesses

What can you lease with SmartPlan?

SmartPlan enables you to lease computers, tablets, TVs and cameras or whatever it is you need for your business. And if you’re a landlord, there’s a range of kitchen appliances suitable for leasing.

• Smartplan benefits •

Choose equipment to meet your needs

Don’t be restricted by your cashflow and spread the cost over 3 or 4 years with a SmartPlan lease.

Fixed payments to help with budgeting

Fixed repayments for the term of the lease gives you piece of mind, irrespective of interest rates and economic changes.

100% tax deductible

Leasing is tax efficient for some businesses as payments may be deducted from taxable profits, reducing the net cost of leasing the equipment. Tax rate and liability are dependent upon circumstances and you should consult your tax advisor to check if this applicable for your business.

Fully supported solutions

For the entire term of your lease, all products can be protected with our range of Knowhow services.

Free upgrade available during your lease

With SmartPlan you have the flexibility to upgrade for free 6 months before the end of your lease - after month 30 if you’ve chosen to pay over 36 months and from month 42 if you chose to pay over 48 months.

Cashback when you renew

At the end of your SmartPlan lease, upgrade with a new SmartPlan lease and you’ll be sent 25% of the value of the original leased hardware (inc VAT) when you return the old equipment. Money you can invest back into your business.

Hassle free disposals

There’s no need to worry about disposal costs of the equipment, simply return to SmartPlan and they will do the rest, regardless if you upgrade early or are at the end of your term.

Fixed manageable monthly payments

With 15% off our monthly rentals if your lease value is £3,000 (inc VAT) or more, it's even more affordable to get all the equipment you need today to run your business.

36 month term 48 month term
Invoice Value
(inc VAT)
Monthly Rental
(inc VAT)
Total Payments
(inc VAT)
Total Payments after 20% Tax* Total Payments after 40% Tax* Monthly Rental
(inc VAT)
Total Payments
(inc VAT)
Total Payments after 20% Tax* Total Payments after 40% Tax*
£300.00 £13.73 £494.28 £395.42 £296.57 £11.95 £573.60 £458.88 £344.16
£500.00 £22.88 £823.68 £658.94 £494.21 £19.92 £956.16 £764.93 £573.70
£1,000.00 £45.25 £1,629.00 £1,303.20 £977.40 £39.28 £1,884.44 £1,508.35 £1,131.26
£1,500.00 £67.88 £2,443.68 £1,954.94 £1,466.21 £58.91 £2,827.68 £2,262.14 £1,696.61
£2,000.00 £90.50 £3,258.36 £2,606.40 £1,954.80 £78.55 £3,770.40 £3,016.32 £2,262.24
£3,000.00 £115.38 £4,153.68 £3,322,94 £2,492.21 £100.14 £4,806.72 £3,845.38 £2,884.03
£4,000.00 £153.84 £5,538.24 £4,430.59 £3,322.94 £133.52 £6,408.96 £5,127.17 £3,845.38
£5,000.00 £192.30 £6,922.80 £5,538.24 £4,153.68 £166.90 £8,011.20 £6,408.96 £4,806.72
£10,000.00 £384.60 £13,845.60 £11,076.48 £8,307.36 £333.80 £16,022.40 £12,817.92 £9,613.44
£15,000.00 £576.90 £20,768.40 £16,614.72 £12,461.04 £500.70 £24,033.60 £19,226.88 £14,420.16
-- All values include VAT --

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